Guide to standard mobile banking and USSD code for each transaction

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The bank has continued to evolve into a more customer-friendly business. Nowadays, instead of going to the bank and standing in long, boring queues all day long, now you can do a lot of chores in the comfort of your home. You can take advantage of a wide range of services such as checking your account balance, transferring money, paying electricity bills, etc. without going through the bank.

What’s more interesting is the fact that you can still enjoy these services and more without a smartphone. This was made possible with the introduction of mobile phone banking. Standard Bank and other banks in South Africa, as well as many other African countries, are using cell phone banking to improve customer satisfaction and reduce crowds in banking rooms.

What is standard cell phone banking?

Standard Bank Mobile Phone Banking is a banking service provided by the bank to help its customers perform a wide range of banking services with the use of USSD codes. This service can benefit both people with a smartphone and those who do not.

Although the use of the mobile application or online banking is so simple and requires very little technicality, the fact remains that it is not always easy for some customers to perform certain activities. through online banking. So, to fill this gap, cell phone banking – with USSD codes – has been introduced as a great alternative. It’s as easy as making calls.

Another thing that sets cell phone banking apart and has remained the preferred option by most customers is the fact that it does not require you to download an app that will consume space on your mobile phone, nor data. to work. Even customers who have a mobile app and access to online banking services still sometimes use cell phone banking.

How to sign up for standard bank cell phone banking

Signing up for Standard Bank mobile banking services is a quick and easy process that only requires the following:

  • Your South African ID number
  • Customer card and PIN code

With these two requirements close to you, you can sign up for cell phone banking by following the steps below:

  • Dial * 120 * 2345 #.
  • Carefully read the prompts displayed on your screen and select the options that direct you to continue with the registration process.

When you are successfully registered, you can start enjoying the many benefits of using mobile phone banking to access your account anywhere, anytime.

What are the benefits of using standard bank cell phone banking services?

The benefits of cell phone banking are many and if you haven’t used cell phone banking for most of your banking transactions, you are probably going to consider it after knowing more about the benefits and the list of benefits. things you can do with cell phone banking.

Here are some of the benefits of using phone banking:

  • Simple and fast banking: In less than a minute, you can complete any transaction
  • Easy recharging: Mobile banking allows you to purchase airtime and data plans directly from your account without stress.

Standard banking by mobile phone

  • Safe and secure banking: When you sign up for mobile banking services, you create a PIN code with which only you or authorized persons can access your account.
  • UCount Rewards: UCount Rewards is a service provided by Standard Bank to allow customers to earn points every time they make certain transactions from their bank account. You can redeem your points at any Standard Bank reward center and select the use you want to use your points for, depending on the balance.

What can I do with standard bank cell phone banking?

Standard Bank’s mobile phone banking is the perfect alternative to banking. It’s not like you don’t have a reason to visit a bank branch again, but in a situation where you don’t have any issues or have no complaints, you might never have to visit a banking room for years.

Here is a list of things you can do with cell phone banking:

  • Check your account balance.
  • Transfer money locally, regardless of which bank the recipient uses.
  • Send money instantly to anyone with a South African cell phone number.
  • Buy airtime or data plans from any South African network provider.
  • Pay bills and municipal accounts.
  • Play PowerBall â„¢ and Lotto â„¢
  • Change or reset the PIN code selected by the customer.
  • Pay the electricity bills.
  • Pay the beneficiary and one-off payments.

To access your standard bank account through mobile banking for any of these services, simply dial * 120 * 2345 # on your mobile phone and select the service you want to perform, then continue.

How much does standard bank cell phone banking cost?

It’s an amazing part of using cell phone banking because it is cheap and relatively affordable for anyone. Here’s a breakdown of the type of fees you can collect using the service:

  • When you register, you can benefit from the standard network tariffs.
  • No monthly subscription.
  • No direct registration fees from Standard Bank.

Basic tips to help you enjoy a secure mobile banking experience

Cell phone banking is generally safe to use, but it can be the other way around, depending on how you use it. So, to help you enjoy cell phone banking safely, we have also put together some of the safety tips that you may find helpful:

  • After using mobile banking services, log out of your profile.
  • Any call, SMS, MMS from Standard Bank asking you to send your personal information such as ATM card number or PIN code is fraudulent. Don’t fall for it, instead call Standard Bank customer service directly.

  • Try to memorize important PIN codes and codes. Avoid storing them on your phone. If you must write them down, keep the booklet away from a third party.
  • If you find that you have suddenly lost reception on your phone, quickly try to find out the reason immediately, it is possible that your SIM card has been exchanged. If so, rush to the nearest branch of your network service provider and call the Standard Bank anti-fraud line – 0800 020 600 – report the situation.
  • In a situation where you have lost your phone or it has been stolen, quickly find a way to call Standard Bank’s fraud line – 0800 020 600 – to report what has happened so that your profile can be blocked, while waiting for you to retrieve your number or device.
  • Do not store your bank details on your phone.
  • If you change your mobile number, notify Standard Bank so that your profile can be updated.

How do I top up my phone from my standard bank account using the USSD code?

If you’re running out of airtime or data, here’s how to quickly top up your line directly from your account:

  • Open your phone dialer.
  • Dial * 130 * 2345 #
  • Select the airtime you want to purchase.
  • Proceed to payment. As soon as payment is confirmed, you will be credited with airtime.

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