Great ways to save on your wireless bill

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Apple (AAPL) is rolling out its new iPhone 14 and the prices for the new mobile device are about as high as expected.

Ranging from $799 (for the base iPhone14) to $999 for the iPhone 14 Pro and $1,099 for the iPhone 14 Pro Max, these new models are sure to pique consumer interest – and are everything also sure to dent some bank accounts given their gold price tags.

“Depending on what features people want, they might have to shell out upwards of $1,000 for a new device,” WalletHub reported in a new study. “While some people have the money to pay for their phone upfront, others will finance their purchase. In fact, more than one in five Americans think the new iPhone is worth the debt.

Spending a lot means lowering your mobile phone bill

By all means, go ahead and buy the Phone 14 if you want it and if you can afford it. But if you can’t, one way to make the iPhone more affordable is to skim through your cell phone bill to save money.

“Phones that cost more than $1,000 are a big investment, and paying them back will cause your wireless bill to increase dramatically,” said Christen Costa, CEO of Gadget Review.

This is where a thorough review of your wireless bill with savings in mind can leave more money in your pocket and less in your cellphone carrier’s pocket. Start that savings process with these tips.

Avoid unlimited data. One mistake consumers make that adds to their wireless bills is
automatically opting for unlimited data. “With the abundance of wifi options these days, a lot of people can get by on a lot less,” Costa told TheStreet.

Switch to automatic payment. Most cellular service providers will reduce your rate by $5 to $10 if you configure
automatic payments.

“T-Mobile applies its $5 discount per line, so by choosing automatic payment, a family of four could reduce their monthly cost by $20,” said FirstPier founder Steve Pogson. “You’ll need to link a checking account or debit card with some carriers, such as Verizon, if you want to set up automatic payments rather than using a credit card.”

Don’t buy directly from big telecoms. Buy wireless service directly from one of the big name carriers like Verizon Wireless (VZ) T-Mobile (TMUS) or AT&T Mobility (J) offers customers the best quality and service choices, but is also the most expensive pricing option.

“Purchasing a service from a reseller like Xfinity Mobile, Spectrum Mobile, Optimum, PureTalk, Cricket and others can significantly reduce a wireless bill,” said Jeff Kagan, technology industry analyst at JeffKagan.com.

While these companies regularly use major national wireless networks, they may occupy a secondary position. “That means if there’s not enough capacity at a cell site, it goes first to direct customers and then to reseller customers,” Kagan told TheStreet. “So reseller customers often dropped calls or data sessions.”

Go line by line in search of savings on your wireless bills. Wireless carriers often recommend users purchase their premium service, which includes access to pay TV and other features.

“Yet most users don’t use it,” Kagan said. “So if you’re not using an operator’s premium service, don’t pay for it. Instead, select a different, less expensive plan.

There are also decent differences in the data packages.

“Services with the most data always cost more,” Kagan noted. “So check your past bills and see how much wireless data you’re using. If you use a lot, you need to buy a service that provides what you need.

“However, if you don’t use as much regularly, buying a service with less data can save you money,” he added.

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