Close SBI Credit Card: How to Cancel SBI Credit Card Online and Offline Using Different Methods

0

SBI offers one of the best banking suites in India ranging from multiple account options, online facilities as well as call and SMS facilities. Along with these, the bank also has more than 22,000 branches across India and covers almost all major cities and towns in India. SBI credit card facilities are also one of the most popular credit cards in India.

Thanks to the popularity of the SBI credit card, you get attractive offers and discounts from Amazon, Flipkart, etc. during the sales. Although credit cards are useful and offer benefits and rewards, there may be times when you just want to cancel or close the credit card. Reasons may differ from user to user, but some of the most common include difficulty managing multiple cards, lack of benefits, spending control, or maybe you just don’t like paying the annual fee anymore. .

Whatever your reason, you can also cancel your credit and SBI allows you to cancel credit cards in several ways through both online and offline methods as listed below. It should also be noted that once the main cards are canceled by the bank at the request of the cardholder, all available additional cards will also be canceled automatically.

Also Read: SBI Mini Statement: How to Check SBI Mini Account Statement Using Missed Call Number, Online, SMS, etc.

How do I close or cancel an SBI credit card?

As mentioned earlier, there are several ways to close or cancel SBI credit cards. You can do this using online methods like sending an email through an online banking account. You can also call customer service and have it cancelled. In the offline modes, you can send a written request to SBI and close it and finally, you can also visit the nearest mark of the bank and close the credit card account. Let’s take a look at all these methods one by one in detail.

How to close an SBI credit card online?

You can cancel your SBI credit card by sending mail from the registered mail id of your SBI net banking account.

  1. Access the SBI map contact us page
  2. Click on “Send us an e-mail”
  3. Log in to your account using your mobile number/user ID/card details
  4. Click Continue
  5. Fill in the necessary details
  6. The bank would then contact you to close your SBI credit card

Also Read: SBI: How to Activate New ATM or SBI Debit Card for Online Transactions

How to Close an SBI Credit Card Offline

If you find it difficult to cancel the card online, there are several ways to close the credit card account using an offline method.

Call customer service

  1. Dial 1860 500 1290 or 1860 180 1290 or 1800 180 1290
  2. Talk to customer service
  3. Your account will be closed after all the procedure is completed

Write a cancellation request

An old school practice, you can also close or cancel your credit card by writing a physical letter to SBI. You can request the closure of your credit card account by sending the letter to the following address: SBI Card, PO-Bag 28, GPO, New Delhi-110001.

In the letter, you will need to mention your details such as name, address, card number and contact details. However, do not mention your card’s CVV and PIN here. Once the letter you sent reaches SBI, your card cancellation will be initiated and you can clip the credit card and ensure it is disposed of.

Visit the nearest branch

If you find the above processes difficult or too much work to do, you can go to the nearest SBI bank branch and request cancellation of your credit card.

Things to Consider Before Canceling an SBI Credit Card

Before proceeding with canceling or closing your credit card, be sure to take a look at a few things like some of them mentioned here.

  • Make sure you have paid all dues
  • Redeem all your reward points
  • Do not complete a transaction after sending a cancellation request
  • Make sure your last statement was correct and there was no fraudulent transaction

It’s also worth mentioning that once your card is canceled and if you have multiple cards, your credit score will most likely decrease as credit usage increases.

Also Read: SBI Balance Inquiry: How to Check State Bank of India Account Balance via Missed Call Number, Online Banking etc.

Thanks for reading till the end of this article. For more informative and exclusive technical content, like our Facebook page

Share.

Comments are closed.